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Auto Policies

Keeping Your Vehicle Insured Is Easy with Niagara Insurance Brokers

Shopping for auto insurance couldn’t be easier than with Niagara Insurance Brokers. Our team is here to walk you through the process of finding the coverage that is right for you.

We will be happy to go over all options including:

  Coverage preferred

 Deductible amount

  Additional drivers

  And more

Effective June 1, 2016, the Ontario government has introduced changes to the automobile insurance system to help make insurance premiums more affordable. These changes involve the reduction in coverage as they relate to the Statutory Accident Benefits portion of your auto insurance policy. These are the benefits you receive if you are injured in an auto accident, regardless of fault.

Your policy won’t change until it is time for it to be renewed. If your policy renews on or after June 1, 2016, the reforms and new choices will apply. Details surrounding these choices are outlined in this pamphlet. The new lower standard benefits will take effect on your renewal date.

Under the medical and rehabilitation (non- catastrophic injuries) and the attendant care for non- catastrophic injuries, the coverage has been reduced to $65,000.00 but you can choose to increase the benefit to $130,000.00. For medical and rehabilitation and attendant care for catastrophic injuries, the benefits have been combined and reduced from $2 million to $1 million.

We ask that you please contact our office to get pricing to increase these benefits or to get further information. These coverages cannot be increased without your consent.

Also changing on all automobile policies is the standard comprehensible deductible. Effective June 1, 2016, the standard deductible for Comprehensive coverage has been increased from $300 to $500. Should you wish to lower this back to $300, please contact our office.

Our dedication to customer service remains throughout these industry changes. We ask that you read over the linked pamphlet carefully and advise us if you wish to increase any of the coverages available.

For affordable auto insurance coverage in the Niagara Region, give us a call today at 905-834-7722 or toll free at 1-877-447-9379 .

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